← Work/Fintech · Community Savings · 2024–2026
Maman Tontine
Centuries-old savings circles, digitised — with mobile-money payouts.
Tontines with real-time group ledgers, automatic reminders, WhatsApp/QR invites and Wave/Orange Money payouts, plus a solo-savings vault. Flutter app + admin + Next.js site.
1%
Fee model
Wave · Orange Money
Rails
Maman Tontine
What we built
- Rotation engine handling contribution schedules, turn order and payouts.
- Wave and Orange Money integration for collections and payouts (1% fee model).
- Group invites via WhatsApp links and QR; real-time ledgers everyone trusts.
Wallet & flows
Architecture — rotation engine
Stack
FlutterMobile MoneyNext.jsReal-time ledgers
Next project
ATAYA →